Life with Aspergers

We are all targets for scams In today's interconnected world, scams are a constant and evolving threat. A single misstep can compromise personal financial security or leave valuable assets unprotected. It's no longer a matter of 'if' you'll encounter a scam, but 'when'. Everyone, regardless of their age or ability is a potential target for scams and while a lot of anti-scam support has been made available for the general population, there is less that is specifically designed for autistic people.  It's not entirely fair to suggest that autistic people are more at risk given the incredible diversity of talent, capability and perception on the autism spectrum but the spectrum is wide and the general consensus of academic research suggests an intersection of autism characteristics with common scam tactics. Autistic people are generally considered a little more vulnerable.  The aim of this post is to empower all autistic people, regardless of their technical...

In my first post on this subject, I introduced eight steps to financial independence and began working through them, explaining what they were and how some autistic people may experience difficulty with them. That first post covers: Developing the right mindset, Budgeting and tracking expenses, Saving, and Debt management. In my second post , I covered the next two topics: Generating Income and Making Your Money Work for You (i.e., Investments). In this final post, I will cover Building Good Credit and How to Review and Adjust Your Plans for the Future . But first, I want to clarify a point raised by one of my readers . Why Do I think Autistic People are "Bad with Money"? It's a good question, especially since I'm writing a series aimed at helping people do better in this area. The answer is simple: I don't. I have met many autistic people who are absolute wizards with financials , particularly if they have finance as a special interest. Unfortunately, not every...

In my last post , I covered the first four of eight steps to financial independence while looking at the key issues that specifically affect autistic people. This time, I want to cover the next two crucial steps; Generating Income and Making Good Investments .  Step 5 Generating Income The foundation of financial independence is generating income, and for most, this means securing a job. While jobs are generally accessible to young people, gaining a foothold in the workforce can be challenging, often requiring prior experience or qualifications. Don't be discouraged if your first job isn't glamorous – sometimes, it's just about getting a foot in the door. My own first job involved making dog food! The key is to commit fully to your current role while always striving for something better. Autism and Job-Seeking Autistic individuals often face unique hurdles in the job market, particularly during the initial recruitment phase. Many of these issues center around the interview ...

One of the key goals of adulthood is to seek financial independence from our parents. It's all very well to be living off "the bank of mom and dad", but parents will not be there forever and financial independence is a major stepping stone to being able to do your own thing without the controlling influence of others.  In this three-part series, I want to look at eight steps towards financial independence and the way in which our autistic traits can make this difficult. I want to suggest some ways that autistic individuals can mitigate some of these problems. The chart below covers the eight steps. Step 1 Developing the right mindset There are three critical parts to developing a good "financial literacy" mindset.  Educate Yourself  on personal finance terms; budgeting, saving, investing, debt and credit.  Avoid the biggest money pitfalls  - Bad investments, bad debt and scams. Develop a healthy money mindset -  Financial Independence is a journey...